Home Insurance in Michigan: Basic Facts You Must Know about Coverage

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Other than the type of siding you’ll install and the furniture you’ll place in your home office, there’s another very important thing your house needs—insurance. Home insurance in Michigan may not contribute to the overall aesthetic appeal of your home, but it does guarantee that when certain unfortunate events befall your lovely abode, you’ll have financial assistance and a solution, not a big hole in your pocket. Continue reading…

Michigan Business Insurance: FAQs about Commercial Auto Insurance

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Personal auto insurance is not without limitations, and those who own a commercial fleet of vehicles know this only too well. When the time comes to file a claim, you may soon discover that your personal auto insurance won’t likely cover any damage to your car if you have been using it to carry out business-related activities. For this reason, you will likely need to furnish a commercial auto insurance policy from a Michigan business insurance provider if you or your employees use vehicles for work-related tasks. Continue reading…

A Business Insurance Agent Helps You Plan against Serious Work Hazards

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On May 16, 2013, Hugo Hernandez Palomino, 28, was working on scaffolding when he was hit by a transformer. The force hurled him 8 feet into the air and down to the concrete surface below, paralyzing him from the neck down. The workers were told that the transformer had been de-energized when in fact, it had not. Palomino sued for negligence and was awarded $21.7 million for medical care, as well as for past and future lost wages. Continue reading…

The Right Auto Insurance in Michigan Provides an Economic Safety Net

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Traffic collisions in Michigan have increased by over 15,000 between 2012 and 2013. While 2014 statistics are not yet available as of this writing, it’s not unreasonable to think they’re about the same or higher than previous years. Whether or not your business or profession requires constant traveling, getting involved in a major car accident can spell economic disaster. For this reason, you have to purchase the right auto insurance in Michigan. Continue reading…