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Traverse City, Life on the 45th Parallel

Located on the 45th Parallel, Traverse City Michigan is an exciting and beautiful place to visit, or call home. Below are some highlights as to why Traverse City is such a wonderful place.   Beaches Traverse City and its surrounding areas have miles of beautiful beaches,are you going back to the same beach every visit ? Switch it…

A Humble Design for the Homeless

    The Facts:   There are a total of 66, 051 homeless persons in Michigan. Of this number, there are 24, 713 sheltered homeless individuals on any one night. The average income of a homeless family in Michigan is around $730 a month. In Michigan, adults and children in families account for 52% of…

Umbrella Business Insurance: Protection against Devastating Lawsuits

The United States is an extremely litigious nation where everyone can sue anybody for just about anything. Businesses are primary targets, with lawsuits (ranging from evident company errors to frivolous claims) reaching hundreds of billions of dollars a year. Either way, if a legal settlement or verdict exceeds your Michigan business’s liability coverage, your solvency…

Why Home Insurance is Essential to Condominium Owners in Michigan

Condo associations in Michigan typically have insurance policies, but these tend to not cover everything in the complex. Such policies would most likely just include common areas of the building, including the common rooms, hallways, pools, and the exterior. Depending on what is written on the condo association’s master policy, condo owners would need a…