March 10, 2023
Business liability insurance protects your business (and you personally) against formal lawsuits or third-party claims. This type of liability coverage will also cover any legal expenses related to your legal defense. For example, business liability insurance protects your company’s assets if: Someone gets hurt on company property You or someone you employ causes property damage…
February 9, 2023
As any savvy business owner knows, purchasing general and professional liability insurance is simply smart. But in today’s hyper-connected digital world, in which phishing emails, misplaced laptops, or weak passwords can result in a massive data breach, it’s clear the rules are changing. Cyber liability insurance could be an important coverage option to consider adding.…
January 17, 2023
As we start a new year, we thought it would be appropriate to look back at the top five most common Occupational Safety & Health Administration (OSHA) Violations. Fall Protection Fall Protection has reached its 11th year ranking at the top of OSHA’s common violations list. This year, there were 5,260 violations. Appropriate and effective…
December 9, 2022
Due to various factors, insurance premiums are expected to increase in 2023. Our team wants to ensure that you are informed and prepared to address these changes while ensuring your business is protected. Keep reading to learn why you need a qualified business insurance broker on your team to navigate your coverage options. Why are…
November 14, 2022
Where has 2022 gone? If you are a business owner, this time of year can be doubly stressful between balancing holiday plans and end-of-year operations. That’s why we want to take a moment to focus on creating an end-of-year checklist—so you can focus on the important things! Do I Need an End-Of-Year Checklist? Yes, creating…
September 9, 2022
Maintaining good records is important to help meet your tax and legal obligations. The right record keeping system not only helps satisfy these obligations, but it may save you money and time. Here’s what to consider for your record-keeping system. What Records Do You Need to Keep? The first step is identifying the records you…
August 6, 2022
Pop Quiz! What are the most common business insurance claims? Is your business prepared to address these claims when they occur? If you are unsure of these answers—or want a refresher—we hope this article can help! Whether you run a fast-growing business or are just starting, these business insurance claims could appear on your doorstep,…
December 4, 2021
We can all agree that keeping a business afloat in a competitive market is quite tricky. It’s even sad that more than 20 percent of new businesses don’t get to celebrate their first anniversary. You have to reevaluate your business goals every year for continued success. Make an end-of-year checklist that you can use to measure and…
October 14, 2021
As winter approaches, it’s essential to take precautions before winter hits. Remember, when the cold air is blowing outside, it can be hard to keep warm inside. This blog post will discuss five ways you can prepare your business for the winter weather. This will make your business stronger and safer in the event of…
April 13, 2020
In a press release on Monday, Selective Insurance announced premium credit for personal and business auto policies. See their press release below: BRANCHVILLE, N.J., April 13, 2020 /PRNewswire/ — Selective Insurance Company of America, the lead insurance company of Selective Insurance Group, Inc. (NASDAQ: SIGI), today announced that customers with personal and business auto insurance…
