Categories for Personal Insurance

Back to School Insurance Tips

Back To School Insurance Tips 

Summer vacation is winding down, and we hope you and your families had a safe and fun-filled summer! National Back to School Prep Day is August 15, but what is wrong with a bit of a head start? Whether you have a child in daycare, high school, or college—or are attending college yourself—there are insurance…
A person is spring cleaning their house and checking for any household items that require maintenance

The Benefits of Spring Cleaning

The first official day of spring is right around the corner—and we cannot wait for March 20th to arrive. If the promise of balmy, breezy days has you itching to dust out the cobwebs, you are in good company. In a 2020 ACI National Cleaning Survey, 78% of households surveyed said they participate in spring…
A photo featuring a woman holding a blue bucket that is positioned to catch water that is leaking through her ceiling. She is on the phone with her insurance agency to find out what her coverage is. There is a black and white dog on the left of the photo.

Flooding vs. Water Backup: What’s the Difference and What it Means for Your Coverage

According to the National Weather Service, 2021 was the seventh wettest summer on record. These heavy rains brought with them repeated flooding and devastation. If these events prompted you to reevaluate your flood insurance coverage, you are not alone! In this post we are going to explain the differences between your coverage if water damage…
blue piggy bank on blue car waiting to be filled by the $400 refund checks from MCCA to Michigan drivers

Michigan Drivers: $400 per vehicle refunds coming soon

Following the recent November vote to support Gov. Gretchen Whitmer’s plan to issue refund checks to Michigan drivers, the Michigan Catastrophic Claims Association (MCCA) has finalized its plan to distribute these funds. Careful analysis by the MCCA revealed that of their $5 billion surpluses, about $3 billion was safe and able to be distributed back…

Selective Insurance Announces COVID-19-Related Premium Credit For Personal And Business Auto Policies

In a press release on Monday, Selective Insurance announced premium credit for personal and business auto policies. See their press release below: BRANCHVILLE, N.J., April 13, 2020 /PRNewswire/ — Selective Insurance Company of America, the lead insurance company of Selective Insurance Group, Inc. (NASDAQ: SIGI), today announced that customers with personal and business auto insurance…
Rain drops falling onto umbella with rainbow colour- Rainy weather

Why an Umbrella Insurance Policy is the Safety Net for You

A car crash occurs every 60 seconds. When two or more vehicles collide, lives are at risk, and costs in the form of auto, medical and legal expenses arise. If you were in an accident and sued would you have enough coverage? Sometimes, it can be confusing what level of coverage you need in any…

Five Claims That Will Make You Want an Umbrella Policy

We all know an umbrella protects you from getting wet on a rainy day. However, the type of umbrella we are referring to is a policy that provides excess liability insurance in case of an unexpected auto, property, or home accident. You might be thinking that this sort of policy is unnecessary, but it can…