Categories for Personal Insurance

A photo featuring a woman holding a blue bucket that is positioned to catch water that is leaking through her ceiling. She is on the phone with her insurance agency to find out what her coverage is. There is a black and white dog on the left of the photo.

Flooding vs. Water Backup: What’s the Difference and What it Means for Your Coverage

According to the National Weather Service, 2021 was the seventh wettest summer on record. These heavy rains brought with them repeated flooding and devastation. If these events prompted you to reevaluate your flood insurance coverage, you are not alone! In this post we are going to explain the differences between your coverage if water damage…
blue piggy bank on blue car waiting to be filled by the $400 refund checks from MCCA to Michigan drivers

Michigan Drivers: $400 per vehicle refunds coming soon

Following the recent November vote to support Gov. Gretchen Whitmer’s plan to issue refund checks to Michigan drivers, the Michigan Catastrophic Claims Association (MCCA) has finalized its plan to distribute these funds. Careful analysis by the MCCA revealed that of their $5 billion surpluses, about $3 billion was safe and able to be distributed back…

Selective Insurance Announces COVID-19-Related Premium Credit For Personal And Business Auto Policies

In a press release on Monday, Selective Insurance announced premium credit for personal and business auto policies. See their press release below: BRANCHVILLE, N.J., April 13, 2020 /PRNewswire/ — Selective Insurance Company of America, the lead insurance company of Selective Insurance Group, Inc. (NASDAQ: SIGI), today announced that customers with personal and business auto insurance…
Rain drops falling onto umbella with rainbow colour- Rainy weather

Why an Umbrella Insurance Policy is the Safety Net for You

A car crash occurs every 60 seconds. When two or more vehicles collide, lives are at risk, and costs in the form of auto, medical and legal expenses arise. If you were in an accident and sued would you have enough coverage? Sometimes, it can be confusing what level of coverage you need in any…

Five Claims That Will Make You Want an Umbrella Policy

We all know an umbrella protects you from getting wet on a rainy day. However, the type of umbrella we are referring to is a policy that provides excess liability insurance in case of an unexpected auto, property, or home accident. You might be thinking that this sort of policy is unnecessary, but it can…

10 Tips to Prevent Identity Theft

What is identity theft? According to the Bureau of Justice Statistics they specify three types of identity theft incidents. Unauthorized use or attempted use of an existing account, unauthorized use or attempted use of personal information to open a new account and misuse of personal information for a fraudulent purpose. For anyone that has ever…

Summer Boating Tips

Every summer, our team gets calls from customers after a fun weekend on the water takes a turn for the worse. Often, these accidents could have been prevented with just a few simple precautions. Here are a few tips we like – courtesy of our partners at Safeco.