As an HVAC contractor, you keep homes and businesses comfortable year-round, but who’s protecting your business when unexpected challenges arise? From job site accidents to equipment theft and liability claims, the risks in your industry are real. That’s why our specialized HVAC Contractor Insurance is designed to safeguard your business with comprehensive coverage that fits your unique needs. Whether you’re a solo technician or manage a growing team, we provide the protection you need—so you can focus on keeping your clients cool in the summer and warm in the winter.
Our coverage is comprehensive and designed to meet your company’s individual needs based on the work you do and the risks you face.
General liability insurance helps cover losses related to many risks, including personal injury, bodily injury, property damage, copyright infringement claims, and advertising injury.
Workers’ compensation is a type of no-fault insurance covering medical care costs and a portion of lost wages for workers hurt on the job.
Our commercial auto coverage protects your vehicles, including box trucks, cargo vans, and trailers, from various risks, including accidents, storms, theft, and vandalism.
The Business Owner Policy combines many of the most important components of HVAC contractor insurance into one package, helping reduce costs while ensuring you have the right protection.
This coverage protects your company’s assets, including tools, equipment, and computer systems, from various risks, including theft and vandalism.
If your construction project involves HVAC work, a surety bond will give your clients peace of mind that all contractual requirements will be followed, reducing risks of non-compliance or non-performance.
Pollution liability offers coverage for losses and damages related to the unexpected release of pollutants into the air—an absolute must for those in the HVAC sector!
Founded in 1987, Allied Insurance Managers is one of the largest independent insurance agencies in southeast Michigan. Since our founding, we’ve worked with thousands of contractors and are endorsed by Michigan SMACNA and Michigan NECA.
When you work with us, you can expect outstanding service, cost-effective solutions, and extensive coverage for your unique needs.
