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side mirror of car adjusted to view traffic at night

Car Mirror Adjustment- Are You Doing it Right?

“The other car was in my blind spot!” is something heard frequently when discussing lane change or merge crashes. Knowing how to adjust and use mirrors is one of the easiest and most effective ways to prevent this type of crash. Drivers are now becoming more accustomed to – and rely upon – technology to…
Texting and driving is dangerous, which is why we wanted to highlight this article sharing some of the repercussions you could face.

Peekaboo, We See You: Don’t Drive and Text

Almost every state across the nation has some kind of law on texting while driving. Drivers know texting in the car isn’t safe and can lead to fines or jail time if they’re caught, but many have continued to do so. But they’re not fooling anyone as it’s easy to spot. Police Bird’s-Eye View Police…

US Recalls Reached Records in 2022

A recent article from Burns & Wilcox revealed that US recalls reached record highs in 2022, where the food and pharmaceutical industries hit the hardest. This is a worrying trend for businesses in these industries, as recalls can have serious financial and reputational consequences. We’ll explore why having the right insurance coverage is essential in…
As a business owner, knowing the value of your business is important for a variety of reasons, and we hope this article helps.

What is the Value of Your Business?

In the second quarter of 2021, more than 2,000 small businesses were sold. The median sale price was roughly $320,000, up 12% from the same time last year.1 Finding the Value of Your Business As a business owner, ascertaining the value of your business is important for a variety of reasons, including business succession, estate…
Umbrella liability can be a fairly inexpensive way to help shelter current assets and future income from the unexpected. Read to learn more!

Keep Your Umbrella Handy

In 2021, the U.S. had a record 24.5 million millionaires, up from 202 million in the previous year. An increase in personal wealth may bring greater financial flexibility; it may also bring greater liability. Individuals with high net worth, or those who are perceived to have high net worth, may be more likely to be…
Business liability coverage can protect your business in a variety of ways against formal lawsuits or third-party claims. Learn more here!

How Liability Coverage Protects Your Business

Business liability insurance protects your business (and you personally) against formal lawsuits or third-party claims. This type of liability coverage will also cover any legal expenses related to your legal defense. For example, business liability insurance protects your company’s assets if: Someone gets hurt on company property You or someone you employ causes property damage…
A photo of a teenager sitting in the front seat of their new vehicle. For teenagers, getting their first car is a milestone—but many aren't financially prepared to cover their own car insurance. Here are tips!

4 Tips For Adding Your Teen To Your Car Insurance

For teenagers, getting their first car is a milestone—it serves as a symbol of maturity and independence. Nonetheless, most teens aren’t in a financial position to pay for their own car insurance. But with teenagers aged 16–19 being the most likely to damage their cars, going uninsured isn’t an option.1 If your teen is approaching…
A staggering 43% of small and medium-sized businesses do not have a cybersecurity plan. Is cyber liability insurance right for you?

Is Cyber Liability Insurance Right for You?

As any savvy business owner knows, purchasing general and professional liability insurance is simply smart. But in today’s hyper-connected digital world, in which phishing emails, misplaced laptops, or weak passwords can result in a massive data breach, it’s clear the rules are changing. Cyber liability insurance could be an important coverage option to consider adding.…
Did you know that there are some ways you can reap the benefits of your life insurance policy during your life? Learn more in this article!

4 Benefits of Life Insurance for the Here and Now

You’ve shopped around for whole life insurance and have found a policy that yields the best benefits for your family; it covers everything from your funeral preparations to aiding in supporting them for years to come. However, you may not be aware that there are some ways you can reap the benefits of your life…
osha violations to avoid in 2023

Top 5 OSHA Violations to Avoid in 2023

As we start a new year, we thought it would be appropriate to look back at the top five most common Occupational Safety & Health Administration (OSHA) Violations. Fall Protection Fall Protection has reached its 11th year ranking at the top of OSHA’s common violations list. This year, there were 5,260 violations. Appropriate and effective…