May 10, 2023
“The other car was in my blind spot!” is something heard frequently when discussing lane change or merge crashes. Knowing how to adjust and use mirrors is one of the easiest and most effective ways to prevent this type of crash. Drivers are now becoming more accustomed to – and rely upon – technology to…
May 8, 2023
Almost every state across the nation has some kind of law on texting while driving. Drivers know texting in the car isn’t safe and can lead to fines or jail time if they’re caught, but many have continued to do so. But they’re not fooling anyone as it’s easy to spot. Police Bird’s-Eye View Police…
April 24, 2023
A recent article from Burns & Wilcox revealed that US recalls reached record highs in 2022, where the food and pharmaceutical industries hit the hardest. This is a worrying trend for businesses in these industries, as recalls can have serious financial and reputational consequences. We’ll explore why having the right insurance coverage is essential in…
April 12, 2023
In the second quarter of 2021, more than 2,000 small businesses were sold. The median sale price was roughly $320,000, up 12% from the same time last year.1 Finding the Value of Your Business As a business owner, ascertaining the value of your business is important for a variety of reasons, including business succession, estate…
April 12, 2023
In 2021, the U.S. had a record 24.5 million millionaires, up from 202 million in the previous year. An increase in personal wealth may bring greater financial flexibility; it may also bring greater liability. Individuals with high net worth, or those who are perceived to have high net worth, may be more likely to be…
March 10, 2023
Business liability insurance protects your business (and you personally) against formal lawsuits or third-party claims. This type of liability coverage will also cover any legal expenses related to your legal defense. For example, business liability insurance protects your company’s assets if: Someone gets hurt on company property You or someone you employ causes property damage…
March 10, 2023
For teenagers, getting their first car is a milestone—it serves as a symbol of maturity and independence. Nonetheless, most teens aren’t in a financial position to pay for their own car insurance. But with teenagers aged 16–19 being the most likely to damage their cars, going uninsured isn’t an option.1 If your teen is approaching…
February 9, 2023
As any savvy business owner knows, purchasing general and professional liability insurance is simply smart. But in today’s hyper-connected digital world, in which phishing emails, misplaced laptops, or weak passwords can result in a massive data breach, it’s clear the rules are changing. Cyber liability insurance could be an important coverage option to consider adding.…
February 9, 2023
You’ve shopped around for whole life insurance and have found a policy that yields the best benefits for your family; it covers everything from your funeral preparations to aiding in supporting them for years to come. However, you may not be aware that there are some ways you can reap the benefits of your life…
January 17, 2023
As we start a new year, we thought it would be appropriate to look back at the top five most common Occupational Safety & Health Administration (OSHA) Violations. Fall Protection Fall Protection has reached its 11th year ranking at the top of OSHA’s common violations list. This year, there were 5,260 violations. Appropriate and effective…
