I Have Water Damage, Now What?

You walk into your kitchen and prepare to wash your dishes. As you turn on your faucet, you notice that the water is starting to fill up the sink and the sink stopper isn’t in the drain. You also notice that water is starting to overflow in other drains of your home. You call someone…

Why Your Business Needs to Conduct Pre-Breach Planning

You walk into work assuming today will be a regular day of work. You log onto your computer and proceed like normal. As you’re working, ransomware suddenly pops up on your screen. Your computer has been hacked, customer information has been stolen, and the only way to resolve the issue is to give the hacker…

Employment Practices Liability Insurance

You may be thinking, what is employment practices liability insurance and why is it important? This is one insurance policy that you don’t want to ignore and here’s why: What Is Employment Practices Liability Insurance (EPLI)? EPLI will cover you if an employee sues you or files a claim against you for something that happened…

Michigan’s Legalization of Marijuana May Affect Workers’ Compensation

As of December 6, 2018, Michigan became the 10th state to legalize recreational marijuana. Even though marijuana is now legal for recreational use, there are stipulations to this law that you and your employees need to be aware of: You cannot drive while under the influence of marijuana Marijuana cannot be used openly in public…

MCCA Announces New Fee Increase

The Michigan Catastrophic Claims Association Fund issued a press release explaining their latest fee increase for Personal Injury Protection medical claims. According to the MCCA website, the MCCA is a nonprofit association that reimburses no-fault auto insurance companies for medical claims that supersedes a PIP policy amount. As far as the amount is concerned, the…

Spring Home Maintenance Checklist

You may have already done your usual spring cleaning, but there’s still some things in your home that need your attention. To make sure you’re keeping your home safe and regularly maintained, go through this spring checklist: Check the Roof— Look for missing shingles. You can use binoculars if it’s hard to see and you…

Workplace Spring Cleaning Tips

Have you gotten around to cleaning your office, cubicle, or workplace in general? Keeping your workspace or workplace clean is not optional. A clean work environment is essential for safety and good health. You wouldn’t want to trip and fall on objects that should have been put away or have to take medication for your…

Things You Should Always Have in Your Car

When it comes to cars, your primary concern might be making sure it runs or even that you’re insured. While that’s definitely a priority, making sure you keep the right items in your car is just as important. Off the top of your head, can you say for sure that these items are in your…

Keeping Employees Safe While Working Outdoors

The spring can pose potential risks to your team members working outdoors. Between the rainy and stormy weather, hot days, and various outdoor hazards, you’ll need to make employee safety your top priority. If you have employees who spend a lot of their time outdoors, make sure you and your team stay up to date…