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Affordable Care Act (Obamacare): Your guide to health insurance terms

Allied Insurance Managers, Inc. – Rochester Hills, MI 48309 Are you up to speed with all the health insurance buzz-words like “co-pay” and “premium”?  If not, you’re not alone.  Most Michigan residents probably don’t understand all the basic health care terminology, which could be a serious disadvantage when choosing a plan during open enrollment. Insurance…

Cyber Liability

Cyber Liability insurance is a fairly modern idea and many business owners do not believe it is necessary for their company.  Just a few interesting statistics seem to suggest otherwise.  Cyber Liability claims have been on the rise in the last few years and not just for large companies.  In fact, 31% of Cyber Liability…

What to Expect With New Healthcare Reform Laws

On January 1, 2014 many provisions will take effect in regards to the Patient Protection and Affordable Care Act.  The new laws will incorporate many taxes and fees.  As insurance advisors, Allied wants to inform you on what to expect with the upcoming healthcare reform.  Our information comes from estimates generated by HAP. Based on…

New Government Harmonized Global Chemical Labeling

In recent news, OSHA has decided to implement The Globally Harmonized System of Classification and Labeling of Chemicals. What does this mean to you, the business owner? Essentially if you are an organization that stores any chemicals, expect to be relabeling those products. The purpose of this process is to unify the United States with 67 other nations…

“True” No-Fault Auto Reform

Recently a bill was voted on by the Michigan House Insurance Committee, this bill is a reform of the state’s current no-fault auto insurance system. While some say it is a step in the right direction, we have our own opinion of what true reform would be. 1. Strictly enforce Michigan’s current “mandatory insurance statute” by implementing…

Allied Insurance Managers Partners with Grange Insurance!

Allied Insurance Managers has taken another step to broaden its Insurance Footprint.  Forming an agreement with Grange Insurance, Allied now has a new offering for your Business and Personal Insurance needs. Formed in 1935 to provide affordable auto insurance to rural drivers, Grange Insurance is now a billion-dollar plus insurance provider serving policyholders in 13…

Charlotte’s Wings – A wonderful local non-profit organization!

ALLIED INSURANCE MANAGERS IS A PROUD SUPPORTER OF CHARLOTTE’S WINGS Charlotte’s Wings is a local Rochester Hills, Michigan non-profit orga­ni­za­tion that is ded­i­cated to sup­port­ing ail­ing chil­dren in South­east Michi­gan through dona­tions of new books to the chil­dren and their fam­i­lies in hos­pi­tal and hos­pice care. By giv­ing books, Charlotte’s Wings endeav­ors to bring sick…

Workers Compensation changes you should know about!

  The National Council on Compensation Insurance is making changes to their rating plan that will take effect for Michigan on January 1st, 2013.  These changes could have a significant effect on policy holders as the new calculation is applied to your policy. The NCCI’s changes to the Experience Rating Plan relate to how your…

Chris Beardslee highlighted by Industry Leading Publication

One of our Producers was nominated for the honor of being profiled for a regular column highlighting top producers in Commercial Property and Casualty insurance from across the country.  The following link tells the story of our very own Chris Beardslee describing his path to insurance and what you can expect if you choose to…

Michigan Mini Tort Benefits

Michigan Mini Tort Benefits Increasing from $500 to $1,000 Recently Governor Rick Snyder signed Public Act 158 which made specific changes to the Michigan No-Fault auto coverage know as Mini-tort. The two major changes are:   1)       The Mini Tort coverage limit has been doubled from $500 to $1,000 2)       Uninsured vehicles are now disqualified…