Tag Archive: Term Life

How to Prepare for your Life Insurance Medical Exam

Your health plays a big role in determining the cost of a life insurance policy.  Life insurance companies require a medical exam where a trained medical professional comes to you, at your convenience.  The exam usually lasts about 20-30 minutes and the results of the exam aid in determining your rates. A test usually consists…

Life Insurance – Accelerated Benefit Rider Benefits

Access life insurance benefits while you’re living A terminal illness can create an immediate need for cash. With the Accelerated Benefit Rider* (ABR), you may qualify for access to a portion of your life insurance death benefit while you are living. ABR allows advanced payment of the death benefit if you are: diagnosed by a…